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Understanding Deductibles, Claims and Loss Assessments

This guide explains HOA insurance deductibles, how the claims process works in practice, and what loss assessments are and when boards can issue them. It also covers what homeowners should carry in their own policies to protect themselves from their share…
your board has two options: increase reserves or adjust your coverage to…ty or liability claim progresses. Step 1: Report the loss promptly. Most HOA insurance
https://neighborhood.online/blog/hoa-insurance-deductibles-claims-loss-assessments

HOA Cybersecurity Insurance

33% of HOAs carry no cybersecurity insurance. Your general liability policy does not cover a data breach or ransomware attack. Here is what boards need to know and do before something goes wrong.
HOAs typically covers two categories of loss: first…he HOA incurs as a result of a cyber incident: Data breach response…: The cost of investigating the breach
https://neighborhood.online/blog/hoa-cybersecurity-insurance

Are HOA Dues Tax Deductible?

HOA dues are generally not tax deductible for primary residences, but rental properties, home offices, and vacation homes are different. Here is what actually qualifies.
the logic is the same: the deduction is available when the property…A Quick Summary Primary residence: HOA dues are not tax deductible. Rental pr
https://neighborhood.online/blog/are-hoa-dues-tax-deductible

Can HOA Dues Go Up Without a Homeowner Vote?

Learn whether HOA dues can go up without a homeowner vote, what limits governing documents and state law typically set, and what homeowners can do when a dues increase arrives.
member vote. The reasoning is practical: if every dues adjustment required a communit… without member approval. Common caps include: A fixed percentage per year
https://neighborhood.online/blog/can-hoa-dues-go-up-without-a-homeowner-vote

How to Move Your HOA Off Facebook Groups (And What to Use Instead)

Facebook groups cause real problems for HOA boards. Learn why, what a proper HOA platform does differently, and how to migrate your community without losing members.
HOA website and management platform provides: A document library. Bylaws…n strategy when everything lives in one place: board members do not have to check three dif
https://neighborhood.online/blog/how-to-move-your-hoa-off-facebook-groups

How to Remove an HOA Board Member

Learn the correct process for removing an HOA board member, what a recall vote requires, and the complete access revocation checklist every board should run immediately after.
your specific documents may vary. Step 1: Review the governing documents. Your bylaws …define the recall procedure: how many signatures are required to trigger
https://neighborhood.online/blog/how-to-remove-an-hoa-board-member